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Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) are both tax-advantaged accounts designed to help individuals save for medical expenses. But if you’re here, you probably already knew that!
The IRS has a long list of what is eligible.
Well, let’s be more clear….some makeup and skincare is eligible for FSA and HSA reimbursement.
Sunscreens with a sun protection factor (SPF) of 15 or higher meet the IRS guidelines for a qualified medical expense. This makes them eligible for reimbursement using FSA or HSA dollars.
Now, every FSA and HSA claim for reimbursement goes through an approval process, but we personally had luck getting reimbursed for both skincare and makeup products that contain an SPF 15 or higher.
*DISCLAIMER* Proceed with caution…we hope you have the some luck in getting reimbursed, but we can’t make any promises.
Here are our top picks for skincare products we recommend that also are eligible for FSA/HSA reimbursement:
Meet ILIA’s C Beyond Triple Serum SPF 40 – it’s like giving your skin a VIP ticket to radiance town! 🌟 This nifty 3-in-1 formula packs a punch with vitamin C, mineral SPF 40, and niacinamide. But here’s the magic: it’s all in a water-free base that keeps those ingredients powerful and potent. Plus, those smart little capsules make sure your skin gets all the good stuff. Choose from three radiant shades that melt into your skin, leaving a glow without the ghostly white cast. Protect, brighten, and treat with your FSA/HSA and get ready to dazzle! ☀️🍊✨
Pucker up and shield those lips with this awesome SPF 15 lip serum! It’s light as a feather, won’t leave you feeling sticky, and has that protective zinc oxide magic. Bonus: if you’ve got some cash in your FSA or HSA, you can use it to snag this luxurious lip serum. Whether you rock it solo or over your fave lip color, you’ll have that lovely sheen and sun protection. 🌞💋🛍️
Dive into e.l.f.’s Holy Hydration! Face Cream with SPF 30 and get ready to be wowed. Not only does it have your back against those sneaky sun rays, but it also showers your skin with love and hydration. It’s like a cool drink of water for your face that also evens out your tone. Got makeup? No worries! It slides right under it like a dream. Whether you’re the dry type, oily, or somewhere in between, this gem is your ticket to smooth, happy skin. And hey, let’s not forget the good stuff: hydration heroes like Hyaluronic Acid, Niacinamide for that even glow, and Peptides to make your skin sing. Plus, with e.l.f., you’re getting all the good, none of the bad, and at a price that makes your wallet smile. Vegan, cruelty-free, and fabulous! 🌿🐰💄🌼
Here’s our top picks for skincare products we recommend that also are eligible for FSA/HSA reimbursement:
Get glowing with Kosas DreamBeam! It’s not just sunscreen – it’s skincare magic with a solid SPF 40 to keep those sun rays at bay. Bonus: it’s a makeup’s best friend, making sure your look stays on point (basically a primer). It hydrates, brightens, and fights those pesky signs of aging. And hey, got sensitive skin or hate breakouts? No worries – it’s got your back. Dive in, it’s even water-resistant. Use your FSA or HSA and shine on! ☀️🌟💄
🌟 Meet ILIA’s Super Serum Skin Tint SPF 40. It’s not just makeup; it’s your skin’s new BFF. Imagine blending light coverage, super-charged skincare, and sun protection into one fab formula that leaves you dewy and radiant. Got a few imperfections? No stress! With regular use, watch those blemishes, wrinkles, and red spots fade away. It’s all the good stuff and none of the bad: vegan, great for sensitive souls, and free from fragrance, gluten, and silicone. Ready for your close-up? ILIA’s got you covered, literally! 💁♀️☀️🌱🎉
The Kosas Revealer Skin Improving Foundation is a smart way to use your FSA or HSA money because it’s more than just makeup. It combines skincare and foundation in one, offering sun protection with SPF 25 and ingredients like hyaluronic acid and niacinamide that keep your skin hydrated and healthy. So, you’re not only getting a makeup product but also something that genuinely cares for your skin, making it a great value for your health-focused spending.
